Yes. To obtain low-income housing you can either go through the Department for Housing and Urban Development (HUD) or Section 8 housing in the state of CA.

To qualify, your yearly income must be below a certain level. Income limits are established annually by HUD, based on the annual median income for the area. If you are applying for low-income housing, the local authority will check your income using tax returns and pay stubs, to verify that you are eligible for the program.

I have over 30-years home loan and real estate experience, so please give me a call to further explain the low-income housing process to you.

Currently, I am not involved in the rental aspect of real estate, however, I have lived in the Santa Barbara area for my entire life and know the housing area very well.

Therefore, I would be happy to answer any of your rental questions and give you a referral and lead you in the right direction.

I understand. Dealing with a landlord can be quite difficult and emotional sometimes.

Since landlord/tenant issues are currently governed by CA state law and because I am not an attorney, I cannot lawfully give you any advice about your current issue.

However, I can give you a referral to a good landlord/tenant attorney or direct you to Internet articles concerning landlord/tenant law to hopefully answer your questions.

Currently, I am not active in the commercial aspect of real estate. However, I would be happy to give you a referral to an experienced commercial real estate agent. Thank you for your question.

-Debbie

Yes. I used to be a Loan Officer for many, many years and would be happy to discuss the many aspects of obtaining a home loan and your options.

I will also refer you to an experienced Loan Officer, and together we will walk you through the entire process from beginning to end.